Benefits |
Contributory Conditions |
Duration |
Rate of payment |
| Sickness Benefits |
On payment of contribution for not less than 78 days in the relevant contribution period |
Upto 91 days in any two consecutive benefit periods in the event of sickness |
50 % of the wages (approx.) |
(a) Extended
Sickness Benefit (For 34 specified long-trm diseases) |
Continuous employment for a period of two years |
124/309 days, which may be extended upto Two years on medical advice during a period of three years |
70 % of the wages (approx.) |
(b)Enhanced
Sickness Benefit
(For Tubectomy/ Vasectomy operations) |
Same as against (I) above |
14 days for tubectomy extendable on medical advice. 7 days for vasectomy |
Full wages (approx.) |
DISABLEMENT BENEFIT |
No Condition |
As long as temporary disablement lasts and for life, in case of permanent disablement |
70% of wages for TDB & proportionate to loss of earning capacity for permanent disability. |
DEPENDANTS’ BENEFIT |
No Condition |
For life, to the widow /
widowed mother or until her re - marriage and to
each legitimate or adopted son until eighteen years of age and in case of unmarried daughter until she attains 18 years of age or marriage, whichever is earlier
|
proportionate rate based on 70% of the wages. (approx) |
MATERNITY BENEFIT |
Payment of contribution for 70 days in two preceding consecutive contribution
periods |
12 weeks in case of normal delivery |
Full wages (approx.) |
| MEDICAL BENEFIT |
Insured Persons/families eligible from the date of entry into insurable employment. Medical Benefit is also available against a monthly contribution of Rs. 10/- to;
(a) Retired Insured Persons (and their spouses) with a minimum of 5 years service.
(b) Disabled Insured Persons (due to Employment Injury) and their spouses, till the age of super-annuation.
|
Till the temporary disability/disease lasts.
Period for which, contribution is paid.
Period for which, contribution is paid, till attaining the age of super-annuation |
Full medical care for Insured Persons, Families are provided full/expanded/restricted medical facilities depending on the facilities extended to the centre. |
| Funeral Expenses |
No condition |
Not Applicable |
Actual funeral expenses subject to a maximum of Rs. 2,500.00 |
| Rehabilitation Allowance |
No condition |
For the period an Insured Person remains admitted in an artificial limb centre |
50% of the wages (approx.) |
